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You have come to the right place to purchase individual insurance.  We are licensed by the Pennsylvania Department of Insurance and appointed with the local insurance companies to help you find the most appropriate policy at the lowest cost.  As a local benefit consulting firm we are very familiar with the local doctors, hospitals and pharmacies and can make sure your favorite health care providers participate with the plan that you select.


Individual ServicesOnce a policy has been issued we will continue to provide direct personal support should you encounter any claim issues or billing trouble and we will answer any question you have related to your benefits.  There is no additional fee when using our services, just the added comfort of knowing that a professional benefit consultant is watching out for you.


It is important to know that most individual policies are medically underwritten and rates can increase or coverage can be denied based on your medical history.


Contact us today for further information.  If you already know which plan you want with either Keystone or Aetna, follow the links below to apply online.


Click here to apply for Aetna coverage


Click here to view the instructions for applying with Aetna


Click here to view a copy of the Aetna application


Click here to apply for IBC coverage 


Click here to view the instructions for applying with IBC


Click here to view a copy of the IBC application